Thanks, after years of being with NRMA, I realise how badly I was being over charged. I ended up going with youi, but that was because I hadnt known anyone who dealt with budget direct. So good to know for next time. The lady at youi was pretty excited to be issuing her first cover for ioniq5 which was nice.PAYG has roadside assistance if you do all the scheduled servicing. 1 service a year that costs less than NRMA, kind of makes it a no brainer. Although I haven't had to use it so not sure how well it goes. I use BudgetDirect insurance and their roadside assist is $70 bucks a year I think, have used that a couple of times on our secondary ICE car. Private contract service people who are just as fast and adept as NRMA.